Welcome to Security Financial Mortgage
Home of superior mortgage rates, exceptional service and unparalleled knowledge.
Estimate your future payment below or Create an Account to get in touch with a mortgage professional directly.
Estimate your mortgage payment with taxes, insurance, and HOA. Down Payment %, Loan Term, PMI, and Loan Limits in Home Loan Products description below.
Rate Market Trends
Home Loan Products
Product descriptions with typical down payment, term, PMI, funding fee, and loan limit.
“Conventional” just means that the loan is not part of a specific government program.
Conventional loans typically cost less than FHA loans but have more stringent qualifications.
Down Payment 5%-10%-15%-20%
PMI for 20% down is 0.00%
PMI for 5%-10%-15% down will vary based on credit and down payment. Speak to your mortgage professional for an exact quote.
Funding Fee 0.00%
Loan Limit $647,200 *
FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so your lender can offer you better loan terms
Low closing costs
Easy credit qualifying
Down Payment 3.5%
MIP(PMI) 0.85% annually FHA MIP Details
Funding Fee 1.75%
Loan Limit $420,680 *
VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners.
The VA provides a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.
VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.
Typically 0%, 5% down is available
=>10% VA Disability Rating 0.00%
<10% VA Disability Rating 1.65%-2.30%-3.60% depending on situation
Loan Limit $2,000,000 *
Each year Fannie Mae, Freddie Mac, and their regulator, the Federal Housing Finance Agency (FHFA), set a maximum amount for loans that they will buy from lenders. *
Mortgage loans are allowed to exceed these loan limits. Larger loans are called jumbo mortgages. The cost of obtaining a jumbo mortgage may be higher than the cost of obtaining a conforming mortgage.
Down Payment 20%
No Funding Fee
Loan Limit greater than $647,200
USDA Rural Development is committed to helping improve the economy and quality of life of rural Americans in many ways.
Down Payment 0.00%
Funding Fee 1.00%
Loan Limit $336,500 *
The Section 184 Indian Home Loan Guarantee Program is a home mortgage product specifically designed for American Indian and Alaska Native families, Alaska villages, tribes, or tribally designated housing entities.
Down Payment 2.25%
Funding Fee 1.5%
Loan Limit $331,760 for single unit