PRIVACY POLICY

This Privacy Statement describes how Security Financial Mortgage, LLC, a Oklahoma limited liability company uses the information you provide.

INFORMATION GATHERED

You may choose to provide information about yourself in order to be contacted by Security Financial Mortgage, LLC, a Oklahoma limited liability company regarding loan products and/or services, to receive a response to your question or inquiry, or to gain access to your online account. Such information may include the following:

Your name
Your company names
IP address
Contact information including phone number email address
Information about your business
Information about your interactions with Security Financial Mortgage’s websites
Geolocation data
Professional or employment-related information
Financial information
NMLS number
Other information you choose to provide via a telephone call, letter, or e-mail

Security Financial Mortgage may collect the above information via online form, contact fields, telephone calls, emails to Security Financial Mortgage, letters and documentation provided to Security Financial Mortgage and your activity on our website.

If you are a borrower or a potential borrower and your loan officer submits a loan application to Security Financial Mortgage on your behalf, Security Financial Mortgage may also receive any or all of the following categories of personal information in order to evaluate your loan application and credit worthiness, and potentially approve and close a loan for you.

Contact information: name, property address, email address, telephone numbers
Credit information: credit score, social security number, prior addresses, account information, birth date
Financial information
Employment and education information
Tax information
Forms of personal identification such as driver’s license or passport, visa information
Information about your property or the property you are attempting to purchase obtained through publicly available sources and/or an appraisal
Information about your use of Security Financial Mortgage’s websites

Because of the financial nature of our business, Security Financial Mortgage’s websites are not designed for use by children under the age of 18 and those not of legal age to contract. Therefore, Security Financial Mortgage does not knowingly attempt to solicit or receive any information from children. Additionally, Security Financial Mortgage does not have services available for those younger than the legal age to contract and as such does not knowingly attempt to solicit or receive any information from those under the age of 18. Security Financial Mortgage does not sell the personal information of minors.

HOW INFORMATION IS COLLECTED

The personal information Security Financial Mortgage receives about you is provided: by you directly to Security Financial Mortgage; on your loan application; online forms you complete; or documentation provided in connection with the underwriting process or for consideration of a loan refinance; information and/or documentation you provide to be approved to submit loans to Security Financial Mortgage; emails and letters you send to Security Financial Mortgage; phone calls with Security Financial Mortgage; and your activity on Security Financial Mortgage websites.

MANDATORY AND OPTIONAL INFORMATION

Security Financial Mortgage identifies for you what information is required to fulfill any particular request on our Website and be considered for a residential mortgage loan. If you choose not to provide mandatory information, Security Financial Mortgage will not be able to provide you the service you are requesting.

USE

Primarily, the information you provide will be used to: contact you and better understand your home lending needs; review your loan application for approval; and process your loan request. You understand that by submitting your information through this Website or one of Security Financial Mortgage’s other company websites or by other means to Security Financial Mortgage, you agree to be contacted regardless of registration with any federal, state or local Do Not Call list, Do Not Mail list, or any other comparable list or registry. By providing information to Security Financial Mortgage through this Website, a telephone call, an e-mail, letter or by any other means permitted by Security Financial Mortgage, you authorize Security Financial Mortgage to engage in the following uses of your information:

to improve its products and services
to periodically market its products and services, telemarket its products and services, and send promotional emails and advertisements to you
to contact you
to perform services you request of Security Financial Mortgage including but not limited to reviewing credit worthiness for requested loan approval, respond to your inquiries/requests, process your loan application, review your account for possible loan refinance
to complete any other task requested of Security Financial Mortgage or necessary to perform the underlying services for which you have contacted Security Financial Mortgage directly or indirectly via your loan officer

If you do not wish to receive information regarding Security Financial Mortgage products and services, you may opt-out during your account registration, within any future communications or by sending an Email to Info@Security.Financial. Please designate within your opt-out request your email address, property address, loan number (if applicable), and telephone number as well as from what communications you wish to opt-out. You may also update your contact preferences by logging into your account. Security Financial Mortgage does not sell or share a borrower’s personal information with third-parties for their promotional or marketing use without your consent.

While we respect and honor your privacy preferences as you have expressed, there may be times we need to contact you to inform you of a specific change that may have an impact on your ability to use Security Financial Mortgage’s services or other critical non-marketing purposes. We may also contact you to respond to any specific request you may submit.

SECURITY

Security Financial Mortgage has measures in place directed to safeguarding the information you provide. Such measures include, but are not limited to, implementing policies and procedures regarding data security.

Please note, no data transmission over the Internet or any wired or wireless network can be guaranteed to be 100% secure. Security Financial Mortgage recommends you do not send any confidential information and/or nonpublic personal information by e-mail. If you choose to send confidential information and/or nonpublic personal information to Security Financial Mortgage via e-mail, you accept all risk that such information may be intercepted by a third party.

SERVICE PROVIDERS

For certain aspects of the loan process and to provide certain services to you, Security Financial Mortgage employs or utilizes service providers including, but not limited to, appraisal management companies, title companies, closing attorneys, due diligence firms, consultants, temporary workers, attorneys, third-party developers and technology companies and others as necessary. For example, we may utilize service providers to send Emails to you. In order for service providers to assist Security Financial Mortgage, we may need to share your personally identifiable information. Service providers are not authorized and are strictly prohibited from utilizing your personally identifiable information for any purpose other than those proscribed by Security Financial Mortgage in connection with the services they provide on Security Financial Mortgage’s behalf. Security Financial Mortgage does not sell or share a borrower’s personal information with third-parties for their promotional or marketing use without your consent.

LEGAL DISCLOSURE

At times, Security Financial Mortgage may be required to disclose your personal information to including, but not limited to, state and federal agencies, regulatory authorities, attorneys, and/or other parties as the result of a legal obligation, subpoena, or legal requirement.

WEB TECHNOLOGIES

Cookies: A “cookie” is a small file that is assigned by the web server to your computer. The use of cookies allows Security Financial Mortgage to identify which pages of the site are accessed. That information is then used to improve the Website and your online experience. Assigning a cookie to your computer does not provide Security Financial Mortgage access to your computer or any of the information contained on your computer and your computer is not harmed by Security Financial Mortgage’s use of cookies. Most web browsers afford you the option of modifying your settings to reject cookies should you choose. However, declining cookies may interfere with your ability to take full advantage of the features of this Website.
Website Usage Data: Our websites may track usage data, including but not limited to, your IP address, your page views and links clicked, your browser type and version, and other aspects of how you interact with Security Financial Mortgage’s websites. Security Financial Mortgage utilizes this information in the aggregate and on an individual level to better understand how our website is being used, to improve site offerings, for troubleshooting and other issue resolution purposes. This data may also be utilized to help Security Financial Mortgage provide coaching on the various tools the site has to offer and provide you with a more personalized website experience or assist with technical support questions. We may also utilize it to send you specific offers or promotions. If you do not wish to receive offers or promotions, simply indicate your preferences through your online account or send an Email to Info@Security.Financial. You can also follow the instructions at the bottom of any particular Email from Security Financial Mortgage to manage your notification preferences. Again, Security Financial Mortgage does not share your information with third-party companies for their marketing or promotional use and we do not track URLs that you type into your browser, nor do we obtain any information about your usage across the internet once you leave Security Financial Mortgage’s websites.

CHANGE IN CONTROL

Your information may be transferred in connection with a sale, merger, transfer, exchange or other disposition (whether assets, stock or otherwise) of all or a portion of the business of Security Financial Mortgage. You will have the opportunity to opt-out of further secondary use of your information following any such change in control.

SOCIAL MEDIA AND THIRD-PARTY LINKS

Security Financial Mortgage has a presence on various social media outlets in an effort to connect with our clients, customers and to connect with potential clients. Your activity on third-party websites is governed by the security, policies and terms of use of each third-party website. You should review the privacy policies of the third-party website before using it and ensure you understand how your information may be used before providing it. The information posted on or directed on Security Financial Mortgage social media profiles is generally available to the public. To protect your privacy, do not include information sensitive personal information or any other information you want to keep provide in your social media activity, comments or response. Any information shared on Security Financial Mortgage’s social media pages may be archived independently on, and retention of such information is governed by, the third-party website.

You might find links to third party websites on this Website. These websites should have their own privacy policies which you should read and understand before using their site. Security Financial Mortgage does not accept any responsibility or liability for their policies or for the security of information you submit through a third-party website whatsoever as Security Financial Mortgage has no control over third-party websites.

CHANGES TO OUR PRIVACY STATEMENT

Security Financial Mortgage reserves the right to modify this Privacy Statement at any time without notice, but the most current version of the Privacy Statement is available to you by clicking on the link at the bottom of this Website. By continuing to use the Website and the services available through it, after the date of any change to this Privacy Statement, including accessing the Website, you agree and acknowledge acceptance of the Privacy Statement in its most current version.

TERMS AND CONDITIONS

Please see the Security Financial Mortgage Terms of Use Statement for other details that are applicable to and regard your use and access of this Website by clicking the link at the bottom of this page.

RIGHT TO KNOW ABOUT PERSONAL INFORMATION COLLECTED, DISCLOSED OR SOLD

You have the right to request Security Financial Mortgage disclose what personal information it collects, uses, discloses and sells. Security Financial Mortgage has outlined above the general categories of information collected from you directly or received by Security Financial Mortgage via your licensed loan officer. Security Financial Mortgage does not sell your personal information and only discloses to third-parties who are performing services on behalf of Security Financial Mortgage or assisting Security Financial Mortgage with another business need or purpose.

CALIFORNIA CONSUMERS:

If you would like additional information about what personal information Security Financial Mortgage collects and how it is used, disclosed, and sold (Security Financial Mortgage does not sell your personal information), you can submit a verifiable consumer request via telephone by calling 405-655-5729. You can also submit your request in writing by mailing it to:

Security Financial Mortgage

c/o Consumer Advocate Team

833 Kelly Lakes Pass, Suite 100

Edmond, OK 73025

You may also designate an authorized agent to make a request under the California Consumer Privacy Act (CCPA) by following Security Financial Mortgage’s third-party authorization processes.

In order to respond to your request for information, Security Financial Mortgage will need sufficient information to verify your identify. Please include with your request your name, property address, NMLS number (if applicable), loan account number (if applicable), last four digits social security number and/or any other information that may help Security Financial Mortgage verify your identity.

RIGHT TO REQUEST DELETION OF PERSONAL INFORMATION

California Consumers: You have the right to request the deletion of your personal information. However, please understand that as a licensed mortgage lender, Security Financial Mortgage is required to comply with applicable rules, regulations and guidelines, which dictate how Security Financial Mortgage retains your personal information and account information.

You can submit a verifiable consumer request via telephone by calling 405-655-5729. You can also submit your request in writing by mailing it to:

Security Financial Mortgage

c/o Consumer Advocate Team

833 Kelly Lakes Pass, Suite 100

Edmond, OK 73025

You may also designate an authorized agent to make a request under the California Consumer Privacy Act (CCPA) by following Security Financial Mortgage’s third-party authorization processes.

NON-DISCRIMINATION STATEMENT

Security Financial Mortgage does not discriminate against any consumer exercising their privacy rights conferred by the CCPA.

AGREEMENT

By using this Website, you agree to Security Financial Mortgage’s Privacy Statement and to the use of the information Security Financial Mortgage receives and collects as stated herein and in ways Security Financial Mortgage may notify you of in the future. By providing any personal information to this site, you acknowledge that you fully understand and consent to the collection and processing of such information. Security Financial Mortgage reserves the right at its discretion to modify this Privacy Statement at any time. Your continued use of this site following the posting of changes to these terms indicates your acknowledgment and acceptance of all changes.

QUESTIONS?

Should you still have questions regarding Security Financial Mortgage’s use of your information, privacy policies and practices, you may contact Security Financial Mortgage using the below information:

Security Financial Mortgage

833 Kelly Lakes Pass, Suite 100

Edmond, OK 73025

Info@Security.Financial

(405) 655-5729